Can I get a Bad Credit Mortgage?

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Most people’s mindset is that getting a mortgage with a bad credit score is impossible. Yes, a borrower can get a mortgage even with bad credit. Some lenders can offer mortgages designed for people with bad credit, depending on where you are looking.

In other words, the terms and conditions for people with bad credit scores will differ from those with better credit scores. For instance, some terms and conditions may include higher interest rates and fees if you have a bad credit score. Nevertheless, you can get a mortgage at MortgageKey even with a bad credit score.

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How to increase your chances of getting a mortgage?

Getting a mortgage with a bad credit score can be daunting if you don’t know where to look. However, to avoid a bad credit score, do the following:

  • Pay your loans on time;
  • Clear your phone, internet, and other bills on time;
  • Register to vote;
  • Pay off all your outstanding loans.


Always look out for lenders with a fair interest rate for people with a bad credit score. You can get a loan from MortgageKey, notwithstanding your bad credit. But always focus on getting a good credit score.